February 12, 2019

Portfolio Update February 2019



Time flies as we are already due for another DIY Portfolio update. As usual, you can expect our subsequent update in about 12 weeks, in May 2019.

You can also access our earlier portfolio updates here:


There sure was a lot of action on the markets since our last update. We even got a scary wild ride around the end of last year. The US government shutdown and all political uncertainty surrounding it sure don’t help. Are we now getting accustomed to it? One thing for sure, it’s probably not the end of it and more turbulence can be expected. But don’t worry, that’s life on the markets and what we must endure to benefit from greater long-term returns. A small price to pay if you think about it.

All that volatility sure provided plenty of attractive opportunities. Today, we’ll elaborate about some of that buying including that we finally pulled the trigger on Colgate-Palmolive (CL).

We’ll also talk about how in the last few weeks, we got a little deeper in our retirement planning. We found out everything retirement related sure can get complicated.

Once more, I’ll remind you that I am not an investment or tax professional of any kind. The intent of this blog is not to give specific investing advice. Before investing yourself, we suggest you do all necessary research and consult a licensed financial professional if need be. 

February 03, 2019

12-Minute Ways to Have a Better Day (Revisited)


The 12-Minute Series was originally posted in 2012.


We’ve decided to republish it integrally because we believe it can still help as everyone aspires to make things better.

Let’s hope it stirs up the discussion and stimulates you to change the world 12-Minute at a time!




This article was originally posted on July 12, 2012


Here are some simple 12-Minute Ideas to help things go smoothly; to have a brighter and merrier day.

Sometimes, 12-Minute it’s all it takes!

1-Wake Up 12-Minute Earlier

This will allow you to take time to smell the roses and relax before you start your morning routine or
to take a little more time before you embark in a busy work day.  

2-Take 12-Minute to Breathe

Take a break during an hectic day and just breathe!

3-Invest 12-Minute to Plan Your Day

Plan you day early in the morning or the next one late at night.