12-Minute and Your Schedule (Revisited)

The 12-Minute Series was originally posted in 2012.

We’ve decided to republish it integrally because we believe it can still help as everyone aspires to make things better.

Let’s hope it stirs up the discussion and stimulates you to change the world 12-Minute at a time!

This article was originally posted on March 12, 2012

The 12-Minute Approach can be applied tons of ways to your schedule. We will submit you some ideas here but the possibilities are almost endless.

Why 12 Minutes

Using the 12-Minutes Approach will allow you to be more efficient; doing something different only 12 minutes every day can produce surprising results.

If you break down your day in 12-Minute Periods, you’ll find that there are 120 such Periods:

1 day = 24 hours x 60 minutes =

24 hours x 5 x 12-Minute = 120 x 12-Minute

Our Inspiring Disney Summer Vacation

Going to Walt Disney World is always a lot of fun!

Especially true for our family as my girls, both the little and the older one, really are irreducible Disney fanatics. I know…I have only one child…but Disney’s magic strongly operates on my wife as she kind of reverts to childhood around Disney characters.

For me, being exposed to Disney’s culture is also very inspiring from both a personal and business standpoint. Disney people or cast members should I say, are always positive and happy. They also encourage you to cultivate and follow your dreams.

Disney World in the Summer

Before the actual trip, we apprehended the type of weather we were going to get, as Florida is supposed to be so hot and humid in the summer, particularly in July. To Floridians, summer months are the worse weather-wise; still probably better than our cold and snowy winter. So going over there in the heart of July, we were expecting a lot of heat and thunderstorms.

Workout The 12-Minute Way (Revisited)

The 12-Minute Series was originally posted in 2012.

We’ve decided to republish it integrally because we believe it can still help as everyone aspires to make things better.

Let’s hope it stirs up the discussion and stimulates you to change the world 12-Minute at a time!

This article was originally posted on February 12, 2012

Whether you want to lose some weight or be in better shape, a simple solution exists:

Add a 12-Minute Workout to your daily routine!

Taking an extra 12 minutes a day or 1 hour a week to work out can greatly improve your figure and your general health.

Portfolio Update August 2015

Even though portfolio updates are pretty popular these days, my private nature kind of prevented me from posting updates of my own. I usually don’t like to blindly follow the crowd just because everyone is telling you it’s the cool thing to do.

So for a while, I was very hesitant to go ahead with this.

But under all that pear pressure, I still took time to carefully think about it and reconsider my position. I finally decided that publishing these numbers could do no harm. So here it is!

From now on, you can expect similar articles every 12 weeks or so. I’ll also publish Our DIY Portfolio Positions on a regular basis.

Before we begin, I’ll remind you that I am not an investment or tax professional of any kind. The intent of this blog is not to give specific investing advice. Before investing yourself, we suggest you to do all necessary research and consult a licensed financial professional if need be.

12-Minute Basics (Revisited)

The 12-Minute Series was originally posted in 2012.

We’ve decided to republish it integrally because we believe it can still help as everyone aspires to make things better.

Let’s hope it stirs up the discussion and stimulates you to change the world 12-Minute at a time!

This article was originally posted on January 12, 2012

Help To Change 

By suggesting simple methods and unique ideas, the 12-Minute Approach will help you implement change and improve.

For exemple, for most people, the optimum concentration period is only 12 minutes. That is, the time they can really focus on a task.

Using Popular Funds as Portfolio Benchmarks

Before my days as a DIY investor, I mainly invested my money thru mutual funds and Exchange-Traded Funds (ETFs).

Back then, as a Canadian, some of my popular choices included XIU (iShares S&P/TSX 60 Index ETF) and RBF266 (RBC Canadian Dividend Fund) as I already was leaning toward dividend investing.

I now use these two funds as benchmarks to measure my performance as an investor.

Be careful here, I’m not advertising or promoting these two particular funds in any way. You should rather view them as examples or as proper representatives of their asset class. Many other funds could have been used and the illustration would have probably been pretty similar.

Some of you might think that beating these funds does not represent much of a challenge and that they constitute a pretty poor standards.