November 04, 2010

Shop Around and Negotiate Your Credit Conditions

Always Worthwhile to Negotiate

It may be interesting for you to shop and negotiate loan or credit line conditions with a few different financial institutions.

On your mortgage, for example, a difference of only 1% will save you tens of thousands of dollars in interest before you finish paying your home.

Consult Several Institutions

Avoid being lazy and get information elsewhere. At worst, negotiate with your regular institution to obtain the best possible terms afterwards.

A Price to Loyalty

We often tend to be faithful and loyal to our financial institution. Don’t forget that your favorite institution wants above all else to make the most profit possible.

Room for Negotiation

Also remember that bank agents always have some negotiating room that you can take advantage of.  They’re waiting for you to simply ask!

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